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Colorado Housing and Finance Authority

Colorado Housing and Finance Authority (CHFA) helps improve the lives of people throughout Colorado by financing the places where people live and work.



CHFA offers down payment and closing cost assistance to both first time and non-first time homebuyers.

We'll help you on your road home, from understanding the basics of homeownership to finding a CHFA program or product that works for you including:

  • 30-year fixed rate mortgages
  • Optional second mortgage for down payment and closing costs
  • Optional Mortgage Credit Certificate
  • Affordable rates
  • In-person or online homebuyer education classes
  • A network of qualified, experienced lending partners ready to help you become a homebuyer

Contact us today at (877) 774-9269 to get started or start an application today.